The Better Business Bureau and other consumer-watch groups have identified at least four scams:

• Pleas for funds to help those fighting in the war, the victims of the war, or their families

• Appeals to patriotism, with claims of government affiliation or approval

• Promotions related to homeland security that hype fear and panic

• Investment scams driven by market fears over the war

If in doubt, check with the Better Business Bureau to see if the charity organizations are registered.